以what would you say if someone wants to borrow money from you为题的作文

In our daily life ,we aways face some terrible trubles.Expecially,the economic problem.so others.if someone wants to borrow money from me,I will give two different answers depend on different satution.
On the one hand ,when my friend exactly need money and I have spare cash at hand ,I think I will lend money to him .On the other hand ,if I am getting in the economic crisis,and running short of money too.I will feel sorry but I can only say that the spirit is willing but the body weak (that 后面这句是爱莫能助的意思).
In conclusion ,I want to say :if we can ,we shuod help others .That not only help our friend but also make us feel happy .
差不多了吧,